Property Guide 2026
Marbella offers an exceptional lifestyle with year-round sunshine, beautiful beaches, world-class golf courses, and a thriving international community. Here's everything you need to know about making it your home.
Read Our Complete Buyers Guide7%
Transfer Tax (Resale)
10%
VAT on New Builds
1.2%
Stamp Duty (New)
~1%
Legal Fees
€500-1,800
Notary Fees
10-13%
Total Extra Costs
The Destination
Marbella has been attracting international buyers for decades, and for good reason. The Costa del Sol enjoys over 320 days of sunshine annually, with mild winters and warm summers.
The area offers exceptional infrastructure, including international schools, private hospitals, and direct flights from Málaga Airport to major European cities.
Whether you're seeking a permanent residence, a holiday home, or an investment property, Marbella's diverse neighborhoods cater to every lifestyle and budget.
320+
Days of sunshine per year
45 min
To Málaga Airport
70+
Golf courses nearby
140+
Nationalities living here
Where to Buy
Beachfront luxury between Marbella and Puerto Banús. Home to iconic hotels and exclusive villas.
View Guide →The famous marina with designer boutiques, restaurants, and a vibrant nightlife scene.
View Guide →The golf valley with modern developments, international schools, and a family-friendly atmosphere.
View Guide →Common Questions
Yes, there are no restrictions on foreigners buying property in Spain. You will need a NIE (tax identification number), which can now be obtained online in 3-7 working days.
Property prices in Marbella vary widely. Apartments start from around €300,000, while villas in prime areas like the Golden Mile or La Zagaleta can exceed €10 million. Budget an additional 10-13% for taxes and fees.
For resale properties, you pay 7% Transfer Tax (ITP) in Andalucía. For new builds, you pay 10% VAT (IVA) plus 1.2% Stamp Duty. Additional costs include notary fees, land registry, and legal fees.
The typical timeline is 6-12 weeks from signing the reservation agreement to completion. This allows time for due diligence, contract preparation, and arranging the notary appointment.
While not legally required, having a Spanish bank account is highly practical for managing payments, setting up utility direct debits, and paying ongoing property taxes.
Popular areas include the Golden Mile (beachfront luxury), Puerto Banús (marina lifestyle), Nueva Andalucía (golf valley), Sierra Blanca (exclusive hilltop villas), and La Zagaleta (ultra-private estates).
Yes, Spanish banks offer mortgages to non-residents, typically up to 60-70% of the property value. EU residents may qualify for up to 80%. You will need proof of income and a good credit history.
A NIE (Número de Identificación de Extranjero) is a tax identification number for foreigners. It is required to buy property, open a bank account, sign contracts, and pay taxes in Spain.
Our complete Home Buyers Guide walks you through every step of the purchase process, from finding your property to collecting the keys.